Do I need travel insurance?

What is travel insurance?

Travel Insurance may be able to protect you against a range of unforeseen circumstances that can negatively impact your holiday – from losing valuables to medical emergencies. There are several types of travel insurance to cater to the needs of different sorts of travellers, from those taking a gap year and backpacking around the world to those who take an annual cruise. And everything in between. You can make sure that you’re getting the best cover for your needs

First of all, there are three main types of  Travel insurance.

• single trip travel insurance
• Annual Multi-Trip
• Backpackers

IT Protecting you against unforeseen circumstances like

Emergency Medical Expenses

help if you need emergency medical treatment, medical repatriation and more outside your home country.

Baggage

Cover for items that are usually carried or worn during a trip if they are lost, stolen or damaged 

Personal Accident

This is cover for the event that you’re hurt, however seriously, in an accident. 

But Do I need travel insurance? Really?

YouTube travel Vlogger I know that travel insurance is a big topic for every traveller. Depending on where you live, there are many different options and providers. There are a few companies. who specialize in providing a good service in travel insurance, also for long-term travellers. But I would recommend you contact your own insurance company and compare rates. I never travel without travel insurance.

What to Look for in Travel Insurance

Travel insurance can cover a wide variety of situations. Not all policies cover the same things or to the same degree, so you need to study what you’re getting carefully. Essentially, travel insurance usually covers:

• the trip itself – trip cancellation insurance.
• accident, medical, and dental care.
• evacuation or transportation to medical care.
• lost baggage or personal items.
• cancelled flights due to weather. (This has certainly been an issue in the last year.)
• help with replacing lost documents.

SO Do I need travel insurance or not?

The answer is a big YES!